Feature American Dream Latina entrepreneurs

3 reasons the American Dream is not dead for Latina entrepreneurs

“The American Dream is dead”, according to recent studies cited by the New York Times. These studies reveal that more than half of Americans believe the American Dream is dead, never existed, or is unachievable. And nearly 6 in 10 people who responded to CNNMoney’s American Dream Poll, conducted by ORC International, feel the dream — however they define it — is out of reach.

Calling all Latina entrepreneurs and Latina biz owners in the Northeast reh to participate at our Latina SmallBiz and Pitch your Biz Competition November 9 in Newark NJ. For registration and details or call 848 238 6090

Latina entrepreneurs at GWHCC Biz Expo American Dream

Latina entrepreneurs at GWHCC Biz Expo

Despite the gloomy statistics there is one notable exception – Latinas. According to the U.S. Small Business Administration, Hispanic women are defying the trend and with great optimism starting businesses at a rate six times faster than the population at large. Along with their Latino hermanos, Hispanic-owned businesses have grown by over 43 percent in the last decade and now number over 2.3 million strong.

There are good reasons for the average American to feel they will never reach their dreams. Despite the recent economic recovery, lower unemployment and a stabilization of housing prices, the public continues to feel insecure about the future and their financial stability. This anxiety is palpable and exacerbated by the widening gap between rich and poor in America today. In terms of wealth inequality, we are the fourth highest in the world (trailing Russia, the Ukraine, and Lebanon).

According to recent studies upward mobility in the U.S. has stayed the same in the past 50 years despite skyrocketing inequality. Surprisingly, these studies reveal that it is actually harder to move up in America than it is in most other advanced nations. Today it is easier to rise above the class you’re born into in countries like Japan, Germany, Australia, and the Scandinavian nations, according to research from the University of Ottawa and others.

Americans’ pessimism about their future is reinforced by the realization that “upward mobility”, the bedrock tenet of the American Dream principle, is an illusion. It is widely accepted that for the dream to be real, everyone –regardless of their circumstances of birth, race, religion or gender–, should be able to reach their highest potential if they followed society’s rules, got a good education and worked hard and long enough. Yet, the reality seems much different today.

Ivette Monney and Ana Tellez Claros American Dream

Ivette Monney and Ana Tellez Claros, Housing and Comm Services Northern Virginia Inc.

“Latinas are one of the most resilient demographic groups I’ve met in business,” said Susana G Baumann, editor-in-chief of “Although we might not achieve the higher ranks in terms of wealth other groups do –such as white males– we are extremely consistent with our activity, provide employment for family members and other people in our communities, sustain our families as head of household in many cases –even supporting extended family–, all of it without letting negative circumstances or obstacles defeat us, and keeping our dreams alive,” she said.

While there are many individual reasons why Latinas continue to defy the odds and are confidently pursuing their dreams, the central reasons revolve around three core cultural values that define what it means to be Latino …Faith, Family and Frijoles.


Reaching for your dreams requires faith. And while it is true that most Latinos are religious, 68% identify as Roman Catholic according to the Pew Hispanic Project, faith means much more than adhering to religious doctrine or a belief in God. Faith is what inspires Latinos to be the first in our family to attend college, start a business or run for public office when money is scarce and the odds are against you. Faith is what sustains us when times are hard and the dream seems out of reach. For many Latinos, faith alone is the reason we believe in the American Dream instead of a life of struggle.


Family is the heart of the Latin soul. Family, our extended family, is central to Latino identity and is where we get the inspiration, love and support to achieve our dreams. Every major decision Latinos make, like whether to start a business, is done not in isolation but is weighed against the impact on the family as a whole. According to a study by MassMutual, the reason 55% of Latinos start a business is to have something to pass on to their children.


Cecilia Arce, Verde Cleaning Services


Frijoles, of course, literally means beans. However, because of regional variations, Frijoles is the catchall term I use to describe Latino culture in its many wonderful manifestations. And it is Latino culture, including a strong work ethic and a desire to achieve success for our family, which sustains our belief in the American Dream.

Daniel Ortiz (Don Daniel) is the Award-Winning Author of How to Achieve the American Dream without Losing Your Latin Soul, an Inspirational Speaker and Host of the popular TV show “American Dream – Latin Souls.”

 For more information visit

HETP classes Hispanic entrepreneurs offered by SHCCNJ

The NJ Hispanic Chamber of Commerce opens doors for Hispanic entrepreneurs

The Statewide Hispanic Chamber of Commerce of New Jersey offers opportunities to startups as well as established Hispanic entrepreneurs looking to expand through their Hispanic Entrepreneur Training program (HETP).

HETP classes Hispanic entrepreneurs offered by SHCCNJ

HETP classes Hispanic entrepreneurs offered by SHCCNJ

“The mission of the HETP is to provide culturally and linguistically appropriate business education and mentorship services to Hispanic small business owners and aspiring entrepreneurs,” said Luis O De la Hoz, Vice Chairman of the chamber. “These services are provided for free to all aspiring or established entrepreneurs.”

This year, according to De La Hoz, the program has been divided into two tracks to allow better gathering of the information provided. “We used to have startups and established businesses together but we realized that questions and concerns were different for both type of Hispanic entrepreneurs,” he said.

Based on the last year’s program experience, the chamber gathered a great amount of information of the Hispanic entrepreneurs needs, including a structured business plan, resources and “a taste of reality.”

2016 Best Business Awards

Luis O De La Hoz. Vice Chair of the SHCCNJ and Padrino

“While established businesses demand information about resources and access to capital, mentorship or resources for growth in new markets, new ideas need to be analyzed in order to determine their sustainability,” De la Hoz shared. “It is a taste of reality for startups that goes beyond the enthusiasm of a business idea and proves it possible.”

This year, instructors are also different for both tracks and the curriculum will have a different knowledge level.

The Statewide Hispanic Chamber is committed to offer New Jersey’s over 80,000 Hispanic entrepreneurs and small businesses an appropriate support system to help them flourish.

“It is the concept of ‘familia’ that will allow our community to grow together, and sustain real growth,” De la Hoz said.  “Our goal is to provide access, opportunity and meaningful mentorship/coaching for all our community so that we guarantee them a fair starting point to become successful,” he concluded.

Track description of the HEPT Program for Hispanic entrepreneurs

Make Your Idea a Sustainable Business

20-25 participants in an ideation phase will be instructed during a 60-hour course.  During such time, a newly developed curriculum with workbooks for all participants shall provide the framework for the creation of individual business plans.  From soft skill development, business writing and networking platforms, participants will not only have completed a comprehensive business plan upon graduation, but also have fundamental business skills not usually offered in a classroom experience.

Classes will commence March 11, 2017, and shall be held every Saturday (12 weeks) from 9AM – 1PM at The Culinary Conference Center at Hudson County Community College in Jersey City.

Participants shall be selected on a rolling basis until February 24, 2016.

Grow Your Existing Business

This course shall consist of 20-30 participants that have previously completed a SHCCNJ HETP course and/or SHCCNJ small business members that want to expand their business platforms. Bilingual subject-matter experts will lead participants through 11 workshops on a variety of topics critical to establishing and strengthening a business. Participants will be paired with coaches for a 12-week period. Also, all will be granted access to shared office space at FUSE Bergen Community College Regional Accelerator.

​Program will commence March 14, 2017, and will be held on Tuesdays from 5PM – 7PM at FUSE in Lyndhurst. Participants and coaches shall schedule meetings based on their availability.

Participants shall be selected on a rolling basis until February 24, 2016.

Chamber Annual Convention

Statewide Hispanic Chamber Annual Convention highlights #familia is proud to be a Statewide Hispanic Chamber Annual Convention Social Media Ambassador.

Chamber's Annual logo

On October 14, 2016, the Statewide Hispanic Chamber Of  Commerce of New Jersey (SHCCNJ) will proudly host its flagship event, the 26th Annual Convention & Awards Luncheon. Held at the Palisadium in Cliffside Park, New Jersey, the SHCCNJ #familia will meet for a celebration of diversity and the growth of all businesses in the Garden State.

The Chamber Annual Convention is an opportunity to bring together all those who work tirelessly with the Chamber to continue its mission of being the voice of the 80,000 Latino businesses in New Jersey. Over seventy exhibitors, government officials, corporate leaders and diplomats all come together as one big SHCCNJ #familia.

“The Chamber Annual Convention, in its 26th iteration, is our signature event,” said the brand new Executive Director Jazlyn Carvajal.  “The Chamber’s mission has always been the promotion, growth and development for all New Jersey businesses.  As such, we are committed to creating platforms for both members and non-members alike to facilitate businesses growth, exposure and opportunity.  For small businesses, this means collaborations with larger corporations and government entities to grow collectively as on a #familia,” she shared.

Keynote speaker at the Chamber Annual Convention

Senator Menendez Chamber's Annual Convention

Senator (D-NJ) Bob Menendez

This year, the keynote speaker for the event will be Senator Bob Menendez, the longstanding Democratic Senator for New Jersey.

Senator Menendez grew up the son of Cuban immigrants in a tenement building in Union City and has risen to become one of 100 United States Senators. He served as Chairman of the Senate Foreign Relations Committee in the 113th Congress and has been widely recognized for his leadership on promoting safe and healthy families.

He has championed legislation to support mothers suffering from postpartum depression, help families meet the challenges of autism, and keep young athletes safe from harm on the playing field. As member of the Banking, Housing and Urban Affairs Committee, he has championed increased consumer protection and corporate accountability, fairness in lending, affordable housing, and comprehensive approaches to community revitalization.

Chamber Annual Convention Awards

Every year the Chamber Annual Convention presents prestigious awards to extraordinary and visionary individuals, as well as corporate and government advocates who contribute to and have demonstrated exemplary excellence and leadership in their professions.

2016 Award Recipients are:

Chairman’s Award, Lieutenant Governor Kim Guadagno


Lt. Governor Kim Guadagno was born in Waterloo, Iowa, moving all over the country as a child before she made New Jersey her home. Kim began her public career as a federal prosecutor where she earned a reputation as being tough and independent. She then moved to the United States Attorney’s office in Newark, New Jersey, served as Assistant Attorney General and other public positions including becoming the first female Sheriff of Monmouth County. Ms. Guadagno was sworn in as New Jersey’s first Lieutenant Governor on January 19, 2010.

Other important figures of the New Jersey business and political scene will receive awards at the Chamber’s Annual Convention including:

  • Attorney of the Year, Louis Zayas
  • Rising Star of the Year, Giselle Bellas
  • Latina Trailblazer of the Year, Mayor Wilda Diaz
  • Restauranteur of the Year, Leo Cervantes
  • Outstanding Culinary Person of the Year, Ronaldo Linares
  • Start-Up of the Year, Jimena Flores
  • Non-Profit Advocate of the Year, Jovannie Lorenzo
  • Businessperson of the Year, Rick Martinez / Señor Sangria
  • Social Media Ambassador of the Year, Myriam Cruz

Chamber's Annual Convention
“All our nominees have cemented their places within the New Jersey business and political community,” Executive Director Carvajal said.  “However, this year we looked beyond personal achievement.  Our theme is familia, and the strengthening of the Latino business community via mentorship, volunteerism and collaboration.  All our nominees have proven their commitment to these principles.  They are mentors, volunteers, advocates and outstanding role models for us all to admire and celebrate,” she explained.

Whether availing the New Jersey community with substantive business opportunities, providing education and training or encouraging an open discourse between the public and private sector, the Chamber’s familia ideology is at the forefront of its methodology.

If you are looking to make new business contacts, explore additional business opportunities or cultivate new relationships, the Chamber’s Annual Convention has become synonymous with excellence and commitment to the business community.

Jazlyn Carvajal, Executive Director, SHCCCNJ

Jazlyn Carvajal, Executive Director, SHCCCNJ

Take advantage of the Chamber’s various workshops, opportunities for career development and networking. This luncheon is a who’s who of New Jersey finest in both the public and the private sector. Sit amongst community leaders, and learn about New Jersey’s future in international markets, market your business and get a better understanding of why working together empowers our community.

Carvajal concluded, “It has been a great honor to be appointed the first Executive Director; however, my focus continues to be the Board’s vision, the Chairman’s enthusiasm and the countless other volunteers that comprise the Chamber. I am but a small part of a larger #familia.  Together we will continue to host successful events that are integral parts in the growth and development of the New Jersey Latino business community.”

Visit us at our booth for a LIBizus Photo Gallery and enter the opportunity to win a ticket to our Best Business Award on November 29 at Son Cubano!

To view information about Sponsorships and Exhibit Booths please CLICK HERE 

For Advertisement Opportunities please CLICK HERE

To register online please CLICK HERE




Ribbon cutting ceremony

SHCCNJ raises the bar at 25th Annual Convention and Awards (photo gallery)

Once again, the Statewide Hispanic Chamber of Commerce of New Jersey held its 25th Annual Convention and Expo on October 16 at The Brownstone in Paterson NJ.

Save the Date SHCCNJ Annual Convention

SAVE THE DATE SHCCNJ 25th Annual Convention & Awards Luncheon

The Brownstone reception hall

The Brownstone reception hall

We encourage you to take advantage of the many exciting opportunities to learn the tools and skills that business owners, entrepreneurs, and individuals need to be successful, especially in these economic times. As always, participants can choose from a selection of workshops and also take advantage of the numerous opportunities for career development and networking. You will hear from experts in the business community who will provide their valued insights.

Date: October 16, 2015

Click here to register:

Phone: 973-900-5886



Venue: The Brownstone

351 West Broadway, Paterson, NJ 07522 United States

+ Google Map

The Brownstone greenhouse

The Brownstone greenhouse


7:00 AM  Exhibit Set-up

8:00 AM   Registration & Complimentary Breakfast

9:00 AM – 9:30 AM  Opening Reception –Celebrating 26 years of service!

Join government officials, corporate leaders and diplomats in the excitement and enthusiasm as we open the Annual Convention and Expo and celebrate the Chamber’s 26 years of service. Explore the many varied products and services on display by over 60 Exhibitors. Don’t miss this unique opportunity to make new business contacts, explore new business opportunities and cultivate relationships with the fast growing Hispanic Business community!

9:00AM – 4:00 PM  Expo / Convention

10:00 AM – 11:30 AM  Workshops

Start or expand your business! Take advantage of an opportunity for meetings and learn about valuable resources available for your business.

12:30PM – 2:30 PM  Awards Luncheon*

Be part of this innovative international event! Socialize with New Jersey’s public officials and international diplomats. Learn about New Jersey’s future in International Markets. The atmosphere will be electrifying! Meet corporate representatives and market your organization. Discover the future, Join us!

*Please note that this is a ticketed portion of the event. Tickets are $85/person and must be purchased in advance.*

Click here to view information about Sponsorships and Exhibit Booths.

You may register online by clicking here.

For more information, please contact our office at 973-900-5886 or



Hipatia Lopez partipates at 2015 SBM Summit

Empanada Fork selected to the Small Business Leadership Summit in D.C.

Hipatia Lopez, inventor of Empanada Fork, participates at 2015 SBM Summit

Hipatia Lopez, inventor of Empanada Fork, participates at 2015 Small Business Majority Summit

Hipatia Lopez, founder and owner of HL Unico LLC and inventor of the ethnic kitchen tool Empanada Fork, was selected as one of 100+ small business leaders from across the country to meet with policymakers, issue experts and senior members of the Obama Administration. The focus of the summit involved identifying policies to help small businesses thrive at the Small Business Majority’s inaugural Small Business Leadership Summit.

“I traveled to Washington D.C. to talk with policymakers and senior members of the Obama Administration about the top barriers to success entrepreneurs and small business owners face, and identify practical solutions to our everyday problems. The experience was extraordinary,” Hipatia shared with LIBizus.

Panel discussions, keynote speeches, interactive workshops and presentations featured top policymakers at the National Press Club and the White House. Small business leaders heard from Maria Contreras-Sweet, Administrator of the Small Business Administration, Sen. Kirsten Gillibrand (D-NY), Sen. Amy Klobuchar (D-MN) and top economic advisors to the President.

Maria Contreras Sweet at the Small Business Majority Summitt 2015

Maria Contreras Sweet at the Small Business Majority Summitt 2015

“As an active member of the New Jersey small business community, I was honored to be selected to attend the three-day Small Business Leadership Summit, hosted by Small Business Majority,” Hipatia said. “Some of the issues we discussed were related to the gap between Internet-based companies and small “mortar and brick” business owners who feel they are getting the short end of the stick in tax issues,” she shared.

Other interactive areas of discussion focused on key issue such as problems accessing capital, tax and economic policies, crowdfunding, women’s entrepreneurship, minority entrepreneurship, the freelance/microenterprise economy, technology and workforce issues.

“We heard from the head of the Small Business Administration, Maria Contreras-Sweet and several members of Congress, and spoke with top economic advisors to the President to help them understand how important small businesses are to boosting the economy and creating jobs,” Hipatia said.

Policies identified during the three-day event will be incorporated into Small Business Majority’s policy platform—the Small Business Economic Agenda for 2015-16—and shared with decision makers to elevate issues of importance to small business owners.

Businesswoman of the Year Hipatia Lopez, H.L. Unico LLC

2014 Businesswoman of the Year Hipatia Lopez, H.L. Unico LLC, SHCC of NJ

Hipatia Lopez, the inventor of the “Empanada Fork,” an ethnic kitchen utensil that works as a pastry press, started her business around the kitchen table during the holiday season when her family was making 100 empanadas. “I remember complaining about how long this last step was taking.  I literally could not get this ‘idea’ out of my mind, envisioning how it would look,” she shared.

As many startups and small businesses, Empanada Fork encountered difficulties in obtaining access to capital, especially from traditional sources such as banks. “I obtained an equity line of credit with my house as collateral,” she said. However, now she needs additional funding to grow her business.

“During the three-day summit, progress was made, but more needs to be done. To instate policies we need to succeed—like greater access to capital and changes to the country’s tax code—we need more small business owners to speak out and get involved,” Hipatia said.

To voice your small business concerns, Hipatia encourages you to take Small Business Majority’s survey at:,

If you’d like to share your business story with LIBizus, please fill out this form and tell us about your business and products. We will post a FREE feature! (Certain restrictions apply. Limited time offer).

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Traditional handcrafted Vehicle registration plates for sale in Cuba

To Cuba or not to Cuba Obama opens small business opportunities

Traditional handcrafted Vehicle registration plates  for sale in Cuba

Traditional handcrafted vehicle registration plates for sale in Cuba

The Statewide Hispanic Chamber of Commerce of New Jersey (SHCCNJ), in collaboration with The Latino Institute, Inc. and Nicoll Davis & Spinella LLP will present this Thursday February 26th, 2015 from 6:00 pm to 9:00 pm a frank discussion of the new changes in policy by the Obama administration and the extent of diplomatic relations’ normalization between Cuba and the USA. A qualified panel of experts in the region will also explain the potential trade and business opportunities between both countries, and the future of the U.S. Embargo.

“As the voice of the 70,000 Hispanic-owned businesses in New Jersey, our offices have been overwhelmed with questions about the new Cuba regulations. It is our job then to educate our members and friends on what these new regulations mean to their businesses,” said Carlos Medina, Esq., Chairman of the SHCCNJ.

The Obama Administration made policy changes announcement on December 17, 2014 allowing for new business opportunities with and expanded travel to Cuba by Americans and businesses that are subject to USA Law.

Keynote speaker Marco A Gonzalez, Esq

Keynote speaker Marco A Gonzalez, Esq

Marco A. Gonzalez, Jr., Esq., partner at Nicoll, Davis & Spinella, LLP, will be the keynote speaker at the event. With over 16-year experience representing and counseling clients in Puerto Rico, the Virgin Islands and throughout the Caribbean, Gonzalez has counseled and represented clients on the prohibitions under the Cuban embargo, and licensed trade and travel to Cuba.

“Our firm has also been inundated with questions regarding the new travel and business regulations so we decided to reach out to businesses in the region to explain the extent and possibilities of the new travel conditions,” Gonzalez said.

The expert reminds all business owners that the embargo is still in effect. “However,” he said, “there are little holes that now allow for expanded travel while reducing the licensing procedure red tape.”

According to Gonzalez, with the new changes, the administration has issued general licenses that provide expanded opportunities for Americans to travel to Cuba in these 12 categories:

1. Family visits
2. Official business of the U.S. government, foreign governments, and certain intergovernmental organizations
3. Journalistic activity
4. Professional research and professional meetings
5. Educational activities
6. Religious activities
7. Public performances, clinics, workshops, athletic and other competitions, and exhibitions
8. Support for the Cuban people
9. Humanitarian projects
10. Activities of private foundations or research or educational institutes
11. Exportation, importation, or transmission of information or information materials
12. Certain authorized export transactions

vintage model cars in a souvenir shop in cuba

Vintage model cars in a souvenir shop in Cuba.

“The bottom line is that travelers relying on a general license must ensure that they are satisfying each and every provision of the license to avoid any issues with the Office of Foreign Assets Control (OFAC). Out of the 12 categories of authorized travel to Cuba, businesses may focus on a few that may provide new opportunities with the people of Cuba,” Gonzalez said.

He believes it could open great opportunities for small businesses willing to take the time to travel to the island and connect with small independent Cuban entrepreneurs –emprendedores cubanos– who might be willing to establish export-import agreements with US small businesses.

Cuban small entrepreneurs are strapped but with some capital injection from business partners in the continent, they might be able to start producing larger inventories for export to the United States. On the other hand, they might need supplies, machinery and products either produced or manufactured in the United States. (For a list of allowed exports to Cuba visit the Bureau of Industry and Security at the US Department of Commerce.)

Handmade hats for sale on a touristic street market in the beach of Varadero in Cuba

Handmade hats for sale on a touristic street market in the beach of Varadero in Cuba.

“Under the category of Support to the Cuban people, many small businesses can find a way through the regulations to establish permanent trade relations with their Cuban counterparts,” Gonzalez said. “The best way would be to connect with chambers of commerce, professional associations or producers’ cooperatives to establish connections and discuss trade agreements conditions,” he said.

The SHCCNJ invites all its members and business friends to attend and ask questions regarding these new opportunities at the event that will take place on Thursday, February 26th from 6:00 to 9:00 pm at the Bergen Community College – Meadowlands Campus – 1280 Wall Street West Lyndhurst, NJ 07071-3517.

To register for this event or information on the Chamber, you can access or contact Erica Horton at

For additional information on changes in regulation you can see Change in Regulations Allow For New Business Opportunities with and Expanded Travel to Cuba By Americans.

Callejon de Hamel in Havana, Cuba

Callejon de Hamel in Havana, Cuba

USHCC chambers reception at The Mirage Las Vegas

USHCC Nina Vaca and  Susana G Baumann LatinasinBusiness.us2

USHCC Nina Vaca and Susana G Baumann

(Part II)

Crowning the program, a reception at the fantastic The Mirage Hotel was offered to all attendees and special guests. The evening included the participation of USHCC President and CEO, Nina Vaca, USHCC Chairman Emeritus and other important local and state executives from government and sponsoring corporations.

Please click on the photo gallery to see some highlights of the event. I apologize if some names are missing, please share with us your name and affiliation if you are posted on one of the pictures (numbered for easy identification) and I will add you to the caption. Enjoy!  (Back to Part I)










USHCC Nonprofit Executive Program brings ROI to Hispanic chambers

LatinasinBusiness participating at Ed Rigsbee's training

LatinasinBusiness participating at Ed Rigsbee’s training

(Part I)

On November 17 and 18, the Statewide Hispanic Chamber of Commerce of New Jersey invited me to attend a Nonprofit Executive Program offered by the United States Hispanic Chamber of Commerce (USHCC) in nothing less than marvelous Las Vegas. Lucky me!

The training, “The ROI of Membership: Today’s Missing Link for Explosive Growth” was offered through the Mendoza College of Business at Notre Dame University and conducted by Ed Rigsbee, CAE, CSP, “the ROI Guy.”

His promise? “I will help your organization elevate its business relationships from ordinary to extraordinary, in service, results and profitability,” Ed said.

In attendance were 52 participants from Hispanic chambers and professional associations from all over the country. The annual event attracts the best speakers to share their knowledge and experience to USHCC’s chambers members.

“We have been offering similar program to USHCC organizations for five years,” said Kim Brumbaugh, Non Profit Executive Programs Manager at Notre Dame. “The advantage of this group of participants is that there is some homogeneity in the type of problems, needs and answers they are looking for. When attendees come from different global locations, sometimes they differ greatly in the wide range of complexity and necessities they come here to solve,” she said.

Ed Rigsbee, President of Rigsbee Enterprises Inc., is a well-known expert in strategic alliance development and implementation and non-profit member recruitment and retention who has authored several books including his last “The ROI of Membership,” in which he based his training. He must know everything about strategy as he is also a retired US Soccer Federation referee!

The intensive two-day training was seconded by the presence of Dr. Laura Murillo, who delivered a short address during the first day lunch break aimed at sharing her experience as President and CEO of the Houston Hispanic Chamber of Commerce. During the second day lunch break, the Nevada District Director of the SBA Robert Holguin summarized some of the SBA Initiatives and Successes.

Please click on the photo gallery to see some highlights of the event. I apologize if some names are missing, please share with us your name and affiliation if you are posted on one of the pictures (numbered for easy identification) and I will add you to the caption. Enjoy!

(Continue to Part II)